The Finance Minister has announced additional limit of Rs 15000 provided you have paid the same for health insurance of your parents.We welcome this.When we come to practical aspects then the points arises are;1.Insurance co wants parents to be the proposer under senior citizen policy and the proposal form should be filled up & signed by parents only.2.The cheque should be issued by the parent.While Income Tax deptt wants that premium should be paid by the income tax assesse only.This means that parent will pay and get the rebate.Let us see...
Friday, 29 February 2008
Wednesday, 27 February 2008
Tamilnadu to introduce health insurance for below the poverty line people
Posted on 02:47 by Unknown
According to Hindu Business Line,The Tamil Nadu Government has ordered that the National Health Insurance Scheme (Rashtria Swasthya Bima Yojana) for the unorganised sector workers belonging to the below poverty line (BPL) category and their families be taken up in Kancheepuram and Tirunelveli districts on a pilot basis. The Government has constituted a ‘Health Insurance Scheme Support Cell’ with the Commissioner of Labour as the Chairman. In a Government order issued on February 20, Ramesh Kumar Khanna, Secretary, Labour and Employment Department,...
Reliance General will not be keen in renewing the health Insurance policy in the event of claim being more than 60% of the sum assured
Posted on 02:36 by Unknown
Reliance General will not be keen in renewing the health Insurance policy in the event of claim amount being more than 60% of the sum assured.It is suggested to existing policyholders( who have logged in claim of more than 60% of the sum assured during the year) to be ready for changing the policy from Reliance to some other Insurance ...
Sunday, 24 February 2008
16 million workers under health insurance by Govt. of India
Posted on 09:47 by Unknown
The Secretary ,Dept of Labour ,Government of India has announced that 16 million workers from the unorganized sector will be covered under health insurance during yr starting April1.2008.This figure will increase to 60 million in the coming years.We should be pleased that health insurance is getting the importance which is needed.The cost is going to be Rs 30 per person.Persons will have the option to get the family members get covered.In the advertisement of Ministry of Textiles we have come across the details of Rajiv Gandhi Shilpi Swasthya Bima...
Wednesday, 20 February 2008
IHI Denmark starts advertising its Health Policy in India
Posted on 09:36 by Unknown
IHI Denmark has started releasing advertisements for its Health Policy in India.Should we assume that international companies have realized the potential which India offers?Indian Lock manufacurers did not realize the threat of Chinese locks and lost the market to Chinese imports.Under Govt of India rules Indians are permitted to spend money in Foreign exchange.While Indian Insurance companies take rigid stand on issuing the policies will we lose the business to International co's like IHI.Time will te...
Monday, 18 February 2008
IHI Denmark starts advertising in India
Posted on 10:40 by Unknown
IHI Denmark starts advertising in India-does it mean that they have realized the importance and potential of Health Insurance market in India. All are aware of that under liberal rules with respect to foreign exchange in India any one can send the payment out of India and some people will like to have health insurance policy from a foreign company. Indian insurance companies should not take it lightly.They will have to face global competitit...
LIC enters Health Insurance with Health Plus
Posted on 02:17 by Unknown
LIC has entered Health Insurance segment with Health Plus policy.Positive points are;Long term 20 YearsBenefit of Unit linked growthPayment of following;Hospital cash benefitMajor Surgical benefitDomicillary Treatment benefitLimits for HCB are;year 1 -18 daysYr 2 -60 daysYr 3 -365 days.Suppose amount chosen is 1000 Rs /daySelf Spousechild 1 child 2 Total amount paid is Rs 15000 then Rs 9000 will be used for buying of units and balance is towards health part.DTB starts after 3 yrs .i.e in 4 th Yr.Amount paid is Rs 2 lakhs and till Yr 20 it can be...
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