Who offers OPD Coverage as a part of Health Insurance in India

Who offers OPD Coverage as a part of Health Insurance in IndiaThis is a very common question which we come across from our customers. In fact those who are familiar with USA or are returning from there find it very strange that most of the Indian insurance companies have products which do not cover OPD.The exceptions are; ICICI Lombard’s “Health Advantage Plus” andApollo Munich’s “Maxima” Health Insurance plan.ICICI Lombard’s Health Advantage Plus...

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Should health insurance be made compulsory?

The infant mortality rate in India is 10 times that in UK; it is also far higher than whole host of other developing countries (four times that of Sri Lanka, for example). A vast majority of deaths are preventable even with our present level of income. Other key health indicators, particularly maternal mortality and nutrition are equally distressing. Amongst children below five in India, 46% are under-nourished, 36% stunted and 22% wasted. Imagine the impact on each affected family, the depth of the unnecessary human tragedy, beyond the cold statistics.The...

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Need for health insurance policy for millions of bed-ridden senior citizens of India

Like in any other country there are many senior citizens in India who are bed-ridden and dependent on others. Their number is increasing year by year and is going to touch very large numbers by 2025.Recently a sample of 1,000 bed-ridden senior citizens were surveyed, 600 were from Delhi and 400 from its satellite townships.It has been found that 4% of the 2.5 million elderly in Delhi/ NCR are bed-ridden and require round-the-clock care. At any given point of time, almost 5% to 6% senior citizens live with the threat of ailments, which may render...

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