We have come across some good statistics about the claims made by health insurance policy holders in India. These are;
Data Sourced From : 28 Third Party Administrators operating in India
Claims Made by Females : 6,50,070
Claim amount paid : Rs 1,359 crore
Average Claim size : Rs 20,903
Average Claim for Cesarean Delivery : Rs 30,000 to Rs 35,000
Average Claim for Normal delivery : Rs 20,000 to Rs 25,000
Claims Made by males : 6,08,023
Claim amount paid : Rs 1,150 Crore
Average Claim : Rs 18,922
No of claims made by those in the age group 41-60 = 4,30,000
Amount paid in claims : Rs 1,001 crores
Lifestyle diseases for which claims are made by those in 41-60 age group
(1.)Heart Ailments
(2.)Diabetes
(3.)Hypertension
(4.)Degenerative Diseases
Share of Individual/family policies in the Premium : 51%
Share of Group Floater policies in the Premium : 33.9%
On an average Premium charged For Corporate Policy is 50% lower than that paid by individuals/Families.
For individual health insurance premium comparative visit www.healthinsuranceindia.org
Friday, 16 January 2009
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